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Critical Illness Insurance Made Easy

Apply for affordable, individual critical illness coverage from the comfort of your home. It’s simple, fast, and fits your budget.

Frequently Asked Questions

What does Critical Illness Insurance cover?

100% Benefit

  • Heart Attack, Stroke, Invasive Cancer, Kidney (Renal) Failure, Advanced Alzheimer’s Disease, Paralysis, and Coma

Partial Benefit

  • Coronary Artery Bypass Surgery, Angioplasty, Non-Invasive Cancer, Major Organ Transplant

How does Critical Illness Insurance work?

  1. You’re diagnosed with a covered critical illness.
  2. Your policy pays you a lump-sum benefit.
  3. You can use this money however you would like; paying off medical bills, living
    expenses, mortgage payments.

Why do I need Critical Illness Insurance if I have health insurance already?
If you would struggle to cover the cost of your health plan’s deductibles and co-pays or
fund treatment options if faced with a serious illness, critical illness insurance may be right for you. No one should go without comprehensive health insurance. It’s important protection for your health and your financial security. But even with good health
insurance, a serious illness can cause financial hardship.

Are there any restrictions on how I can use the money?
There are no restrictions on how you can use the money, you are free to use the money
in any fashion.

How do I submit a claim or change information?

1. Assurity Life Insurance takes care of this information. You can use any of the resources

2. Client Services

  • 1-800-869-0355, Ext. 4279
  • Fax: 1-888-255-2060

3. Claims Reporting and Services

  • 1-800-869-0355, Ext. 4484
  • Fax: 1-800-869-0368


Prepare Insurance LLC does business as Prepare Insurance Solutions in California (CA License #6001570) NOT AVAILABLE IN NEW YORK.

CRITICAL ILLNESS INSURANCE PROVIDES LIMITED BENEFIT COVERAGE. It is not a comprehensive major medical plan or Medicare supplement policy and does not satisfy the requirement for minimum essential coverage under the Affordable Care Act (ACA). The description of benefits is intended only to highlight the insured’s benefits and should not be relied upon to fully determine coverage. If this description conflicts in any way with the terms of the policy, the terms of the policy prevail. This policy may contain reductions of benefits, limitations and exclusions. Availability of this product, final underwriting requirements, benefits and cost will depend on your application.

Policy Form No. I H1820 underwritten by Assurity Life Insurance Company, Lincoln, NE.

Assurity is a marketing name for the mutual holding company Assurity Group, Inc. and its subsidiaries. Those subsidiaries include but are not limited to: Assurity Life Insurance Company and Assurity Life Insurance Company of New York. Insurance products and services are offered by Assurity Life Insurance Company in all states except New York. In New York, insurance products and services are offered by Assurity Life Insurance Company of New York, Albany, NY. Product availability, features and rates may vary by state.

Frequently Asked Questions

1. How much coverage do I need?
We recommend you cover your health insurance deductible and an additional portion to cover living expenses, travel and stay, lost income, and mortgage payments.
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